13 Oct The Q4 Capital Strategy Playbook: Maximizing 100% Bonus Depreciation and Section 179
As the year winds down, many business owners focus on closing deals and finishing strong. But if you’re not also thinking about your Q4 capital strategy, you could be leaving serious money on the table, especially when it comes to bonus depreciation and Section 179 deductions.
At Acumaxum, we believe smart planning drives profit. Before the clock strikes midnight on December 31, let’s look at how you can use these powerful tax tools to strengthen your bottom line and set your business up for success in 2026.
What Are Bonus Depreciation and Section 179?
Both of these tax strategies allow you to deduct the cost of equipment or assets faster, sometimes all at once, instead of spreading the cost over several years.
Section 179 allows businesses to deduct the full purchase price of qualifying equipment or software in the year it’s placed in service, up to certain limits.
Bonus Depreciation lets you deduct a percentage of the cost for new or used assets immediately.
For the past few years, bonus depreciation has been at 100%, but that rate will phase down after 2025. That means now is the time to act if you want to maximize your deductions before this opportunity starts to close.
How to Put These Strategies to Work in Q4
Q4 is the perfect time to take stock of your business needs. Think about what equipment, technology, or vehicles you’ve been holding off on purchasing. Could upgrading your systems now boost productivity or help reduce your tax bill later?
Here’s a simple playbook to guide your decisions:
- Review your year-to-date profits.
Look at your financials and forecast where you’ll end the year. If profits are strong, investing in depreciable assets can help lower your taxable income. - Make smart, not rushed, purchases.
Focus on what your business truly needs: assets that improve efficiency, production, or service quality. - Place assets in service before year-end.
To qualify for 2025 deductions, purchases must be up and running before December 31. - Work with your tax and finance team.
The details matter. Acumaxum helps you model different scenarios so you can see how Section 179 and bonus depreciation impact cash flow and long-term profitability.
Plan Now, Profit Later
The end of the year isn’t just about wrapping up, it’s about planning ahead. By building a smart capital strategy around Section 179 and bonus depreciation, you’re not just cutting your tax bill. You’re freeing up cash to reinvest in your team, your growth, and your future success.
At Acumaxum, we help business owners turn financial strategy into profit strategy. Schedule your consultation today to create a Q4 capital plan that maximizes deductions, strengthens cash flow, and positions your business for a strong 2026.